PDAP Mould Remediation Guidelines For Private Claimants and First Nations Residents

PDAP Mould Remediation Guidelines For Private Claimants and First Nations Residents
Flooding in Southern Saskatchewan has had on impact on 1000s of residents. The clean up has begun, but of course with any flooding situation, mold is a concern.
According to the Government of Saskatchewan PDAP website:
It is expected that if the proper preventive measures are taken, most flood damages will not lead to the growth of mould. However, if mould is suspected after all reasonable precautionary steps have been taken, the services of a reputable mould remediation company may become necessary. The process will require an air quality test, estimates from contractors and the approval of your PDAP adjustor before the work can begin. You can read more about mould prevention and remediation in Section 3.6.4 of the PDAP Guidelines. (FAQ – Private Claimants – Including First Nations Residents)
Private Claimants can apply for assistance through PDAP. There is a dedicated section on their website devoted to this and can be found here.
When you scroll down to the bottom of their page, you will find a link, PDAP-General Guidelines. This document provides you with general claim guidelines and is very important to review if you intend to seek assistance from PDAP.
With respect to Mould Prevention and Remediation, pages 29, 30, and 31, specifically provide guidelines and information.
According to Section 3.6.4.1 mould prevention is the claimant’s responsibility. PDAP lists the precautionary steps that must be taken to protect the contents and building and assert that if such steps are taken then this should prevent the propagation of mould.
Section 3.6.4.2 states that if mould is still suspected after all the precautionary steps have been taken, the services of a reputable mould remediation company may become necessary. PDAP recommends that the steps listed below must be followed if you intend to contact Got Mold? or other restoration contractors for assistance.
1. The first step in determining if mould is indeed present in a building involves an air quality test. The claimant will need to secure a home inspector or air quality measuring service to perform this test before any remediation efforts begin.
2. If an elevated presence of mould does indeed exist, the claimant will contact a reputable mould remediation company requesting an estimate of costs to perform the recommended remediation steps needed to get clearance.
3. These estimates are to be forwarded to the claimant’s PDAP adjuster who will ensure that the scope of the repairs matches the quoted damage. With the PDAP adjuster’s approval, the mould remediation company may begin their work.
4. Claimant must get itemized invoices from mould remediation companies, outlining materials, labour, travel, mileage, hotels, meals, equipment, overtime hours and any sub-contract work. Failure to provide such documentation may result in limited assistance from PDAP.
5. Once the mould remediators have completed their work, clearance testing needs to be performed by an independent firm (not by the remediators who performed the work as this poses a conflict of interest) to determine if the required remediation was performed adequately. Clearance testing MUST be conducted while the containment materials are still up.
6. Once the clearance has been attained, containment materials may be removed and the repair process can begin.
7. If clearance cannot be given through mould analysis/testing, the contractor should not be paid until clearance can be made by further remediation methods and re-testing (and this at the contractor’s expense, not the client’s expense).
8. The claimant will then submit all applicable itemized invoices to PDAP, along with the favourable clearance test/report.
SUMMARY
If your property was affected by the most recent flooding and you believe that you took all necessary steps to prevent mold and still suspect that mould may be an issue, then PDAP can provide assistance. The Government of Saskatchewan has provided lots of information for potential claimants who want to get mould remediation done on their property, but it is important to follow the steps and procedures they stipulate. The links below should be reviewed if you intend to contact PDAP about a potential mold remediation claim:
PDAP Private Claims Process
FAQ – Private Claimants – Including First Nations Residents
PDAP-General Guidelines (Pages 29, 30, and 31 provide mould prevention and remediation guidelines)
Got Mold? Disaster Recovery Services, Inc. has been specializing in mold remediation since 2009 and has many happy clients. All of the steps listed above, we strongly recommend as well. Got Mold? prides itself on getting the job done right the first time and follows an 8-step process on all of our projects. When you are seeking the assistance of a mold remediation contractor, be sure to get YES answers to these 10 critical questions and be sure to compare apples to apples when you are making your final decision. If you have further questions or need assistance, do not hesitate to contact us. Peace of Mind is just a phone call away!

Calgary, Alberta Flood Alert!

ATTENTION CALGARY, HIGH RIVER, AND SOUTHERN ALBERTA RESIDENTS! WE NOW HAVE A PERMANENT LOCATION IN CALGARY TO SERVE YOU. CLICK HERE TO CONTACT OUR CALGARY OFFICE DIRECTLY!

Calgary, Alberta is facing a state of emergency as over 100,000 people may need to be evacuated. It is projected that this will be one of the worst floods since 2005.
Calgary Mayor Naheed Nenshi is urging residents affected by flooding evacuation orders to “gather your valuables and go,” while telling the city as a whole to avoid all non-essential travel on Friday.
The evacuation orders cover the communities of Beltline, Bonnybrook, Bowness, Bridgeland Industrial Area, Chinatown, Eau Claire, Cliff Bungalow, Deer Run, Discovery Ridge, Downtown, East Village, Elbow Park, Erlton, Inglewood, Hillhurst, Mission, Montgomery, Quarry Park, Rideau, Riverbend, Riverdale, Roxboro, Stanley Park, Elboya, Sunnyside, Victoria Park, Westmount and Windsor Park.
Other parts of Alberta have been affected, including Canmore and High River, where local state of emergencies have been declared.
In order to assist Calgarians, our founder and President, James C. Watson, is busy getting a trailer full of air movers and dehumidifiers that will be sent to Calgary. He anticipates that disaster recovery companies will face many calls for assistance and wants to help out.
Got Mold Truck and Trailer
The links below provide you with useful information on what to do when facing a flood
FLOODING, MOLD, and STRUCTURAL ISSUES
Structural Issues Caused By Mold (Video Footage)
What Should I Do If My Home is Flooded?
How To Prevent Mold in Your Basement!
Are You Prepared For Flooding?
Water…Necessary For ALL Life, Including Mold!
Flood Alert: Key Action Steps & Information!
Mold Emerges As Problem From Flooding
What Impact Will High Household Humidity Have?
Mold, Not Just a Health Problem, But a Structural One Too!
Alberta Emergency Management Agency
Disaster Recovery Program – FAQ
General Program Information
INSURANCE and MOLD REMEDIATION GUIDELINES
If you seek the assistance of a disaster recovery business, these links provide useful information as well.
Mold Remediation Regulations: Good For the Industry…Best For the Consumer
Does Your Insurance Cover You For Mold?
What Happens During a Mold Inspection?
What to Expect From a Mold Inspection
The Importance of Spring Mold Inspection
How Much Should Mold Remediation Cost?

Attention Saskatchewan Residents: Top 20 Questions About Eligible PDAP Expenses

Attention Saskatchewan Residents: Top 20 Questions About Eligible PDAP Expenses
The Provincial Disaster Assistance Program (PDAP) is set up to help residents dealing with flooding problems.
According to the PDAP brochure, PDAP Eligibility 20 Questions, PDAP provides:
Financial assistance for uninsurable essential property damage resulting from natural disasters such as tornados, floods and other kinds of severe weather. For homeowners, this may include items like essential furnishings and clothing, furnaces, water heaters and appliances. For business owners, this may include stock and supplies and essential work clothing….PDAP may also help cover the cost of clean-up, repairs and temporary relocation. PDAP is not a substitute for private insurance nor does it provide full compensation for losses. PDAP provides assistance to return property to its pre-disaster value; this includes applying depreciation for age of and condition of property. Expenses beyond that value are not covered.
To view the top 20 questions, click here to review the full text of the brochure on topics related to eligibility of the following: Fans/dehumidifiers; Camera/photo prints; Sump pumps; Landscaping; Geotextile fabric; Ruts caused by machinery; Agricultural tools; Unharvested/unseeded crops; Insurance deductibles/top-ups; Upgrades to property; Weeping tile; Stockpiling gravel; Berm; Fuel; Tools & heavy equipment; Non-essential furniture; Eaves/downspouts; Filtration systems; Mould remediation; and Engineer services.
The inherent problem with flooding is that mold will begin within 24 to 48 hours. Aside from the structural damage that mold will do to your property, it is also important to understand the health concerns mold causes. The links below provide useful information.
FLOODING, MOLD, and STRUCTURAL ISSUES
Structural Issues Caused By Mold (Video Footage)
What Should I Do If My Home is Flooded?
How To Prevent Mold in Your Basement!
Are You Prepared For Flooding?
Water…Necessary For ALL Life, Including Mold!
Flood Alert: Key Action Steps & Information!
Mold Emerges As Problem From Flooding
What Impact Will High Household Humidity Have?
Mold, Not Just a Health Problem, But a Structural One Too!
PDAP
In addition, we have written extensively about the PDAP program.
Have You Considered PDAP?
Attention Saskatchewan Residents: PDAP Can Help!
Guidelines For Private PDAP Claims
Speed Up Your Provincial Disaster Assistance Program (PDAP) Claim!
INSURANCE and MOLD REMEDIATION GUIDELINES
If you seek the assistance of a disaster recovery business, these links provide useful information as well.
Mold Remediation Regulations: Good For the Industry…Best For the Consumer
Does Your Insurance Cover You For Mold?
What Happens During a Mold Inspection?
What to Expect From a Mold Inspection
The Importance of Spring Mold Inspection
How Much Should Mold Remediation Cost?

Nearly 50 Saskatchewan Communities Request Provincial Disaster Assistance

Nearly 50 Saskatchewan Communities Request Provincial Disaster Assistance
On Wednesday, May 8th, it was reported that 48 Saskatchewan communities are now dealing with spring flooding issues. Luckily, the province’s Provincial Disaster Assistance Program (PDAP) is available to assist those affected.
Got Mold? has published many articles dealing with flooding to help individuals get prepared. The inherent problem with flooding is that mold will begin within 24 to 48 hours. Aside from the structural damage that mold will do to your property, it is also important to understand the health concerns mold causes. The links below provide useful information.
FLOODING, MOLD, and STRUCTURAL ISSUES
Structural Issues Caused By Mold (Video Footage)
What Should I Do If My Home is Flooded?
How To Prevent Mold in Your Basement!
Are You Prepared For Flooding?
Water…Necessary For ALL Life, Including Mold!
Flood Alert: Key Action Steps & Information!
Mold Emerges As Problem From Flooding
What Impact Will High Household Humidity Have?
Mold, Not Just a Health Problem, But a Structural One Too!
PDAP
In addition, we have written extensively about the PDAP program.
Have You Considered PDAP?
Attention Saskatchewan Residents: PDAP Can Help!
Guidelines For Private PDAP Claims
Speed Up Your Provincial Disaster Assistance Program (PDAP) Claim!
INSURANCE and MOLD REMEDIATION GUIDELINES
If you seek the assistance of a disaster recovery business, these links provide useful information as well.
Mold Remediation Regulations: Good For the Industry…Best For the Consumer
Does Your Insurance Cover You For Mold?
What Happens During a Mold Inspection?
What to Expect From a Mold Inspection
The Importance of Spring Mold Inspection
How Much Should Mold Remediation Cost?

Have You Considered PDAP?

Image Courtesy of paNOW via NEWS TALK 650 CKOM

Have You Considered PDAP?
Earlier this year, we posted an update, Attention Saskatchewan Residents: PDAP Can Help! which explained why PDAP is important to private Saskatchewan residents.
PDAP provides financial assistance to eligible claimants who have experienced substantial damage or loss due to a natural disaster event (flooding, tornados, plow winds, and severe weather). PDAP is administered by the Ministry of Corrections, Public Safety and Policing. The program guidelines and regulations closely follow the federal Disaster Financial Assistance Arrangement (DFAA) program.
It is interesting to note that PDAP will cover up to 95% of the costs, meaning the individual is only responsible for 5% of the costs. More importantly, PDAP will provide up to 60% of the costs up front for the total estimated amount.
Got Mold? is actively working with PDAP claimants. We are surprised that in 2012 so far only 33 individuals have filed claims with PDAP in 2012. There is still time to file an application.
According to Jeff Welkie with the PDAP program, over 8500 claims were filed in 2011, so it is a bit of a surprise that only 33 claims have come in during this year considering that flooding and flash flooding has been fairly widespread throughout the province.
For more information on the PDAP program, please consult the following links:
Flood Alert: Key Action Steps & Information!
Guidelines For Private PDAP Claims
Mold Emerges As Problem From Flooding
PDAP Update
60% Advance Available to all PDAP Claimants
Speed Up Your Provincial Disaster Assistance Program (PDAP) Claim!